It was business as usual, life as usual, economy booming, unemployment down, IRAs up, spring break, summer vacations… and then life came to an abrupt halt…

All of a sudden the lives are turned upside down and we find ourselves unable to do basic things that, as we realize now, were so much taken for granted. People are nervous to go shopping, unable to go out to eat or get together with friends. Vacation plans are put on hold and most inessential businesses are now closed.